Insurance Coverage
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Benefit Description
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Trip Cancellation
100% of Trip Cost
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Provides reimbursement for unused, prepaid, nonrefundable trip costs if you are prevented from taking your trip for a covered reason. Restrictions apply – see coverage documents for all details.
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Trip Interruption
100% of Trip Cost
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Provides reimbursement for unused, prepaid, nonrefundable trip costs if your trip is interrupted for a covered reason. Restrictions apply – see coverage documents for all details.
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Trip Delay
$600 Maximum Benefit
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Provides reimbursement for reasonable expenses should your trip be delayed up to a maximum of $600 ($200 per day maximum, Min. 6 hours delay)
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Lost Baggage / Personal Effect
$1000 Maximum Benefit
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You or a Traveling Companion sustain Loss, theft or damage to baggage and Personal Effects during the Trip.
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Baggage Delay
$1000 Maximum Benefit
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You or a Traveling Companion sustain a delay in receiving your checked baggage on your outbound trip. ($200 per day maximum, Min. 12 hours delay)
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Sports Equipment Rental
$1,000 Maximum Benefit
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Reimbursement for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, You or Your Traveling Companion’s checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more.
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Accidental Death & Dismemberment
$25,000 Maximum Benefit
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Provides coverage if you are injured by an accident which occurs while you are on a trip and the loss incurs within 365 days.
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Emergency Medical & Dental
$25,000 Maximum Benefit
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You or a Traveling Companion incur Covered Medical Expenses for Necessary Treatment of an Accidental Injury or a Sickness that occurs during the Trip.
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Evacuation/Repatriation of Remains
$250,000 Maximum Benefit
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Coverage for an Accidental Injury or Sickness commencing during the course of the Trip results in Your or a Traveling Companion’s necessary Emergency Evacuation. An Emergency Evacuation must be ordered by a Physician who certifies that the severity of Your or the Traveling Companion’s Accidental Injury or Sickness warrants Your or the Traveling Companion’s Emergency Evacuation and verified and arranged by the Travel Assistance Company.
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COVERAGE PREMIUMS
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Standard Travel Insurance –
7.0% of desired coverage limit.
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Coverage for 30+ events that provides for 100% reimbursement should you have to cancel or interrupt your travel plans. Group plan that covers you and up to 19 others in your traveling party for one low price.
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Cancel For Any Reason (CFAR) –
10.8% of desired coverage limit.
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Includes Standard Coverage. 100% reimbursement for 30+ covered events or 60% reimbursement for any other reason. Group plan that covers you and up to 19 others in your traveling party for one low price.
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